Gift cards are great—until they’re lost, stolen or forgotten. Open the free Gyft app to securely store all of yours right on your iOS or Android phone or computer until you’re ready to redeem them in-store or online. Gyft’s creators liken it to a virtual wallet, but it goes way beyond that: Create wish lists or registries, or be the gift-giver yourself and send one via e-mail, Facebook, or text. No worries about this being “too impersonal:” You can send a video message with your present! Choose from roughly 150 businesses, including Amazon.com, Sephora, Crate & Barrel, Toys “R” U’s, and Regal Cinemas. For the complete list, visit Gyft.com. —Maria Mihalik