Ever drift off to sleep and then suddenly jerk awake when you realize the credit card bill was due yesterday? At the salon for a trim and wondering if there’s enough money left in your budget this month for highlights? De-stress with two free money-management sites that caught our eye, Manilla.com and Mint.com. Both corral information from all of your accounts into one easy-to-set-up site to help you avoid late fees, track balances, stick to your budget and much more using your computer or smartphone. Manilla’s appeal is its simplicity, while Mint will unleash your inner accountant if you prefer a highly detailed profile of your finances. Apps for both work with Apple and Android phones and tablets. —Maria Mihalik